Providing Coverages & Services for Hawai‘i Businesses.

HEMIC Workers’ Comp

Workers’ Compensation

On-the-job protection for Hawaiʻi’s businesses and employees, mandated by the State of Hawaiʻi.

HIMI

Business Owner’s Policy (BOP)

Get the right combination of coverages for your business needs in one policy.

HIMI

Commercial Package Policy

Cover property and liability insurance in one main, customizable policy.

HIMI

General Liability

Protection against claims made by others against a business.

HIMI

Property Insurance

Protection for buildings, equipment, inventory and other physical assets.

HIMI

Cyber Liability

Comprehensive, customizable coverage for data breach, cyber crime, system failure and related liability.

HIMI

Hurricane Insurance

In Hawai‘i, hurricane coverage is key — whether as part of a property policy or a standalone policy.

HIMI

Maritime Insurance

Coverage for Maritime Employer’s Liability, USL&H, and Marine Packages.

HIMI

Management Liability

Protection against the risks of managing a business, from employment practices to fiduciary responsibility.

HIMI

Professional Liability

Protection against claims of negligence, errors and omissions, malpractice or misrepresentation.

HIMI

Accident Insurance

Customized solutions for travelers, amateur sports, educational, nonprofit & niche organizations.

HIMI

Pollution Liability

Coverage for the people, places and products who are liable if a polluting event or condition occurs.

HIMI

Equipment Breakdown

Comprehensive coverage from boilers and electrical systems to microelectronics.

HIMI

Term Life Insurance

Financial protection for employees and their families in the case of death.

HIMI

Accidental Death & Dismemberment Insurance

Added financial support following an accidental death, serious injury or dismemberment.

HIMI

Short-Term Disability Insurance

Extended protection when an employee is temporarily unable to work due to a covered illness or injury.

HIMI

Long-Term Disability Insurance

Extended protection when an employee is unable to work for an extended period of time due to a covered illness or injury.

HIMI

Safety & Risk Management Consulting

Our team of safety consultants help businesses and non-profits address their safety needs, whether as a one-time project or as ongoing support.

HIMI

Cyber Risk Assessments

Evaluate the strengths & weaknesses of your business' digital workplace to understand your individual risks, so you can protect and defend against data breach, virus infection and other cyber attacks.

HIMI

Information Technology Consulting

Information technology services to ensure the strength, efficacy, & security of Hawai‘i’s digital workplaces

HIMI

TPA Claim Services

Flexible, customizable services for your business' unique needs.

EPIC

Temporary Disability Insurance

Employee benefit coverage for off-the-job injuries and illness, mandated by the State of Hawaiʻi.