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Property Insurance

What is Property Insurance?

Property insurance helps a business to recover or rebuild from a variety of causes of loss. It can also provide financial assistance for the impacts of loss, such as business interruption and loss of income.

The goal of Property insurance is to ensure a business can continue to operate with as little disruption as possible. Every business owner knows the impacts that natural disasters, burglary, vandalism or other damaging events can have on their business. In Hawai‘i, ensuring adequate coverage for hurricanes and floods is essential. This often requires an enhancement to the policy or a separate, disaster-specific hurricane policy.

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HEMIC Claimant, September 2023

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