HIMI

Pollution Liability

What is Pollution Liability Insurance?

Coverage for pollution related or polluting condition claims and the costs of environment clean-up.

Pollution liability covers claims of bodily injury and property damage resulting from a polluting condition, such as hazardous waste. It also covers the environmental clean-up costs. Pollution liability may be excluded from General Liability policies but is a critical coverage for certain industries or professions, such as manufacturers, contractors, and environmental workers.

Specific policies are available for:

Contractors Pollution Liability

Coverage for conditions that arise from a contractor’s operations. There are policies for non-environmental contractors (general contractors and artisans), environmental contractors, and environmental consultants. These businesses’ project owner often require proof of pollution liability coverage.

Products Pollution Liability

Provides coverage for conditions that arise from a business’ finished product.

Premises or “Fixed Site” Liability

For new and pre-existing pollution conditions of a property or site of a business.

TankSafe™

Coverage for above and below ground storage tanks, for operations such as airports, auto dealerships, gas stations, convenience stores, manufacturing, municipalities, hospitals and schools.

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