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General Liability Insurance

What is General Liability Insurance?

General Liability Insurance covers a business for claims made by others, including bodily injury or damage to property. Also includes personal and advertising injuries.

It is important to protect your business against the risks of litigation. As an owner, you may be legally responsible if another person gets hurt while at one of your properties, a contractor’s property gets damaged while at your warehouse, or because of a wrong doing by your staff member while at a client’s office. 

When it comes to your business, the best way of protecting yourself and those around you from potential lawsuits is by having general liability insurance. 

Below are a few scenarios where this could apply:

  • If a customer’s property is damaged while on your property.
  • If a customer gets hurt while visiting your property.
  • If a client is injured by your equipment while you're visiting that client's property.
  • If a subcontractor is injured on your job site.
  • If you advertise or market your company unintentionally using someone else’s copyright or trademark.

Specialty Carrier:

Finding a specialty carrier with a general liability policy and expertise that maps to a business' industry or other special needs can make a difference:

Specialty carriers often have unique loss prevention programs and expertise in claim handling for effective claim management and mitigation.

HIMI Carriers

HIMI partners with carriers you can trust.

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“You guys have been awesome, with coverages and servicing accounts. We’ve been trying to move all our accounts to you. Every file that I come across as a renewal, I run by Ryan. Many accounts were written before my time, before Connors knew they had a TDI option with you. But now that we know... and Ryan’s been awesome!”

Melinda Gibbs

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