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Industry Solutions

Solutions for the Food & Beverage Industry.

Restaurants, bars, coffee shops, take-out stops and more.

Food and beverage operations face a wide array of risks daily – from employee injuries and customer incidents to equipment breakdown, food spoilage and much more. Our family of companies has insurance solutions designed not only to cover the risks, but to prevent them from happening in the first place with supportive risk management services.

Industry Solutions Tailored for the Food & Beverage Industry

HEMIC Workers’ Comp

Workers’ Compensation

On-the-job protection for Hawaiʻi’s businesses and employees, mandated by the State of Hawaiʻi.

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Temporary Disability Insurance

Employee benefit coverage for off-the-job injuries and illness, mandated by the State of Hawaiʻi.

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Business Owner’s Policy (BOP)

Get the right combination of coverages for your business needs in one policy.

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Commercial Package Policy

Cover property and liability insurance in one main, customizable policy.

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Trusted HIMI Partners

HIMI Carriers for the Food & Beverage Industry.

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“HEMIC has positively affected our company by giving us guidance to help obtain safety credits. Our HEMIC safety consultant was instrumental in identifying the ways we could improve safety and prevent injuries… Our experience with HEMIC has been a learning opportunity for our company which has resulted in a much more streamlined approach to safety issues and concerns.”

Katherine Ferreira

Marian’s Catering
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