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Industry Solutions

Solutions for the Food & Beverage Industry.

Restaurants, bars, coffee shops, take-out stops and more.

Food and beverage operations face a wide array of risks daily – from employee injuries and customer incidents to equipment breakdown, food spoilage and much more. Our family of companies has insurance solutions designed not only to cover the risks, but to prevent them from happening in the first place with supportive risk management services.

Industry Solutions Tailored for the Food & Beverage Industry

HEMIC Workers’ Comp

Workers’ Compensation

On-the-job protection for Hawaiʻi’s businesses and employees, mandated by the State of Hawaiʻi.

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Temporary Disability Insurance

Employee benefit coverage for off-the-job injuries and illness, mandated by the State of Hawaiʻi.

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Business Owner’s Policy (BOP)

Get the right combination of coverages for your business needs in one policy.

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Commercial Package Policy

Cover property and liability insurance in one main, customizable policy.

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Trusted HIMI Partners

HIMI Carriers for the Food & Beverage Industry.

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