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Industry Solutions

Solutions for Auto Repair, Services and Retail.

Specialty insurance developed with the automotive industry in mind.

Our family of companies has robust coverages at competitive prices for automotive service operations – from auto body repair to oil and lube shops, detailing to window tinting, retailing and more. Through HIMI, the Business Owner’s Policy offers key enhancements vital to any garage service operation. Only through our family of companies can you place both Workers’ Compensation and TDI under the same roof, ensuring that claims get placed where they belong and claimants are serviced without delay.

Industry Solutions Tailored for the Automobile Services Industry

HEMIC Workers’ Comp

Workers’ Compensation

On-the-job protection for Hawaiʻi’s businesses and employees, mandated by the State of Hawaiʻi.

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Temporary Disability Insurance

Employee benefit coverage for off-the-job injuries and illness, mandated by the State of Hawaiʻi.

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Business Owner’s Policy (BOP)

Get the right combination of coverages for your business needs in one policy.

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Commercial Package Policy

Cover property and liability insurance in one main, customizable policy.

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Trusted HIMI Partners

HIMI Carriers Partners

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"[My claim adjuster] is extremely experienced at her job, and she does it well."

HEMIC Claimant, November 2023

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