This year, in celebration of our 20th anniversary, HEMIC has released a special 2016 Report to Policyholders. In addition to highlighting HEMIC’s activities through fiscal year 2016, this report also tells the story of HEMIC: who we are, what we do, and what drives and inspires us in our daily service to Hawaii’s businesses and workers.

This report reflects on the changes, innovation, progress and process improvements that HEMIC has made over our 20 years. It offers multiple perspectives with stories from our employees, agents, and policyholders.

With this report, we hope our policyholders will gain a better understanding of who we are today — the guaranteed market but also a strong competitor in the voluntary market, providing best-in-class customer service and the highest levels of technical expertise — a mutual insurance company dedicated to our policyholders’ best interests — a kama’aina company dedicated to the safety and productivity of Hawai’i’s businesses.

2016 Report to Policyholders