| Workers’ compensation fraud may be committed by employers, employees, lawyers, insurance company personnel, physicians, medical providers, and other stakeholders in the system. It hurts honest employers and employees by raising rates and taxing the system. Workers’ compensation fraud is a serious offense: fraudulent activity that exceeds $2,000 is a felony. If you suspect anyone of abusing the workers’ compensation system, please call HEMIC’s Fraud Hotline or fill in the email form below. Callers may remain anonymous; or by providing their names and contact information, may be eligible for our reward program. We will investigate any reasonable tip, turning the information over to the proper authorities if our investigation reveals a provable fraud case. FRAUD
HOTLINE The most common kinds of fraud are employee and employer frauds. Employee fraud usually entails misrepresenting when, where, or how an injury occurred, faking injuries, symptom exaggeration, malingering, or some combination of those abuses. Employer fraud, also known as premium fraud, involves unreported cash payrolls, misclassification of payroll, bogus subcontractor schemes, or other efforts to conceal or misrepresent payroll, the basis for workers’ compensation premium. Employer fraud may include improper manipulation of the experience rating system.
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A.M. Best Assigns "A" Ratings to HEMIC
OLDWICK, N.J., July 19, 2007—A.M. Best Co. has assigned a financial strength rating (FSR) of "A" (Excellent) and an issuer credit rating (ICR) of “A” to Hawaii Employers’ Mutual (more)
Traffic Accidents' Share of Workers' Comp Losses Grows
Work-related injuries due to traffic accidents are relatively costly and are on the increase as a growing share of workers compensation loss costs. (more)
Workers' Comp - Employees: The Solution Not The Problem
Most people do not wish to become injured. The key is discovering the "portal" to employee acceptance of new information and their subsequent decision to use it in their lives. (more)
