HEMIC - ABOUT

HEMIC (Hawaii Employers Mutual Insurance Company) has become the model provider of workers' compensation insurance in Hawaii through innovative, responsive partnerships with our customers, our agents and each other. All of us at HEMIC are focused on our mission, vision, and strategic goals as we work together to make a difference for Hawaii. Learn more about our vibrant young company on the pages below, and read a message from our President and CEO, Bob Dove. And don’t forget to watch our video brochure, hosted by Pat Summerall.

History & Mission
CEO’s Message
President’s Message
Annual Report
Career Opportunities
Privacy
Staff Directory
Corporate Video

History

On June 19, 1996, the Governor of the State of Hawaii signed into law HB 3968, HD2, SD1, CD1, A Bill For An Act Relating To Workers' Compensation Insurance (the "Bill"). While no system is likely to please all of the many constituencies that have a stake in the workers' compensation system in the State of Hawaii, the reforms established by previous legislation and the creation of the Hawaii Employers' Mutual Insurance Company (HEMIC) represent a positive step in attempting to actively address Hawaii's workers' compensation problems.

HEMIC is the result of the Governor and the Legislature's strong belief that a crucial ingredient in reforming the system is to provide employers with the means to control and reduce their workers' compensation cost. HEMIC replaced the existing workers' compensation assigned risk pool to provide workers' compensation coverage for Hawaii employers, including employers who have in good faith, but without success, sought workers' compensation insurance in the voluntary market. But HEMIC is much more than a guaranteed market. HEMIC is a high quality, competitive insurance company that is a leader in Hawaii's workers' compensation insurance industry.

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Our Mission

HEMIC will enhance the economy of the State of Hawaii by stabilizing the workers' compensation market and by providing competitive pricing and exceptional service. HEMIC will be competitive in the voluntary market emphasizing superior service, competitive pricing and innovative business applications. HEMIC will serve small employers through operational efficiency, specialized service delivery and competitive pricing. HEMIC will also be the market of last resort, offering high-risk employers the opportunity to make their operations safer, thus protecting their employees and controlling their costs.

HEMIC is a private mutual insurance company, which will employ a competitive, voluntary market philosophy even when serving the high-risk employer. HEMIC will do business with all qualified employers through licensed, independent insurance agents and will work with agents to build a strong, mutually supportive working relationship. HEMIC will value its employees and will respect the dignity and talents of each individual.

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Strategic Goals

We support our mission with the following strategic goals:

• Reduce costs of on-the-job injury and illness to the employer, the employee, and the community.
• Support economic development by providing a stable source of workers' compensation insurance.
• Promote competition within the workers' compensation insurance market.
• Provide quality workers' compensation insurance-related products and services.
• Maintain HEMIC's financial soundness.
• Improve productivity and services by:
o Development of the professional knowledge and skills of our employees.
o The effective use of technology.
o Continuous process improvement.
• Attract and retain quality employees by recognizing them as valued assets.
• Foster effective relationships with the agent community.

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CEO’s Message

Welcome to HEMIC’s website. This is a multi-dimensional website that is both informative and a business tool. All visitors to our website can learn more about HEMIC, the Hawaii workers’ compensation system, and other workers’ compensation items of general interest. Included is information regarding HEMIC claim handling and loss prevention techniques, underwriting practices and procedures, tips about premium audit, and other information useful to virtually every present or prospective HEMIC policyholder.

The password protected section of the website allows insured employers and their agents to apply for coverage and receive specific information regarding their policies, claims and premiums. Important new password-protected features include functionality for paying premiums on-line, viewing the current policy and payroll reporting. Finally, the website contains links to other important sources of workers’ compensation information.

The quality and nature of our website reflects HEMIC’s position as the leading workers’ compensation company in Hawaii. We are a dynamic, progressive insurance company that understands the difference between the best value and the cheapest price.

HEMIC is dedicated to our enduring core values including accomplishing our vision and mission while embracing the values of integrity, excellence, professionalism and belief. This website includes a video brochure, narrated by sports great Pat Summerall, that describes these core values in more detail.

HEMIC is dedicated to its motto, “Our policy is taking care of Hawaii”. We are owned by employers to serve employers and their employees. We believe that safer workplaces are in the interest of both employers and employees. We know that when injuries occur it is important to get the injured worker the right treatment at the right time so that the worker may return to work quickly and safely.

Again, welcome to our website. Please contact us if you have any questions or ideas regarding how HEMIC can better serve the needs of Hawaii’s employers and their employees.

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